“We can make an envelope for the cash box for the renewal.”
Surprising words to come from Mama Yoba’s lips. A year ago she didn’t like the cash box. She didn’t think it would work, and she
really didn’t like that she didn’t have access to it. If the money went in the cash box, she didn’t
think she would be able to give to help friends when there was a funeral or get
anything done that she wanted. If she
received money for things at Lusa, she would use it as she saw fit instead of
putting it into the cash box. In fact,
she even asked Luke one day if we didn’t trust her with a key. Granted, Luke just responded, “If that’s
true, they must not trust me either, because I also don’t have a key!”
Change takes time.
When we started the “envelope system” at Lusa, it was a sort of
experiment. An experiment Regina was
willing to try. We created 10 envelopes,
labeled with things like “feeding program,” “Zesco/Mema house”
(electricity/water), “chickens and agriculture,” “teacher supplies and stipend,”
“savings,” etc. The idea was that each
time any income was generated, through craft markets, handmade jewelry sales,
donations, or other means, that money would be divided among the envelopes and
documented on sheets of paper in each particular envelope. This idea is very foreign in a culture where
people are quick to spend any money they have so that they do not feel
obligated to give it to family or friends in need. While bank accounts exist here, the majority
of account holders have zero balance until pay day, at which they immediately
withdraw the entire payment sum and spend it. Others live too far from town for the accounts
to be practical for every day use. Lusa
has a bank account, but putting small amounts of cash in an account five
kilometers away and then withdrawing said cash for a few dollars here and there
for charcoal or tomatoes became a bit irrational.
So we started the cash box – kept hidden in the office at
Lusa – with Regina holding the only key.
In the last year since starting the “experiement,” the electricity has
never been turned off as a result of delinquent payment, the chicken house has
been completely wired for electricity, the doors have been replaced, the
teachers have received occasional stipends as gratitude for their hard work,
and the children have received a nutritious meal almost every week that school has
been in session.
There have been times that Regina had to stand up to her
mother when Mama Yoba wanted to give large amounts for funerals of community
members or wanted to buy something for the hall on a whim rather than
considering the true needs. There were
times when community members and volunteers questioned the system – hoping to
pocket some of the money for themselves.
But after a year, Mama Yoba is on board.
If there is a need for which we don’t have an envelope (like renewing
the organization’s certification with the government), she suggests we add one
so we can start saving toward said need.
If she receives money, she now gives it to Regina to distribute through
the cash box. And just this week, Mama
Yoba repeatedly told me, “thank you.”
The reason I write this is not for my own accolades. I got the idea for envelope budgeting from Crown
Financial’s Money Matters radio program I used to listen to in the States. No, the reason I write this is in recognition
of the fact that change takes time. We
could probably raise a bunch of money and build fancy buildings and hold special
events and be able to create a grand list of all the things we’ve “accomplished”
since coming to Zambia, but without working side by side with our brothers and
sisters here, without cautious, diligent, and sometimes painful teaching, those
“accomplishments” wouldn’t really “accomplish” anything in the grand scheme of
things. True, lasting change… takes
time.
And in order to introduce change – to experiment with new
ideas and go new directions in ministry – we have learned that we have to start
with the youth. In a culture where
everything is tied to tradition, relationship, and the “way it’s always been
done,” the youth rarely get a voice. But
they are eager to learn; eager for responsibility and trust; and eager for
change. Regina took a risk standing up
to her mother, but now has the respect of Mama Yoba and several others in the
community because of that stand. She’s
also learned how to budget and wants to teach others in the community and put
what she’s learned into practice in her own business and personal efforts. In the last year, we may not have built fancy
buildings or touched hundreds of lives, but by pouring into one person at a
time, over time, change happens.
The cash box is a
very tangible example, but we see the same impact on a spiritual level. Regina has grown to be an incredible, devoted
woman of God, and is leading young girls and others in the community in the
same direction.
We look forward to
seeing the same kind of changes and growth in the young men and women we work
with as coaches for Sports Friends, who will then become leaders and role
models for the children on their teams.
Life on life, day by day, disciple-making. And in the long run, that is far more
satisfying – and glorifying to God – than fancy buildings or numbers on paper.
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